Spotlight on Business


Seven financial resolutions for people in their 50s

Spotlight On Finance

For most people, the 50s are your power earning years. You are an expert in your field and valued at work, and your paycheck reflects it. Also, according to a 2014 study conducted by the Today show, you are more likely to be happier and less stressed than you have been in decades. Sounds great, right? It is, but being in your 50s isn’t a panacea. Life is as hard as it’s ever been

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Understanding and preparing for the financial impact of Alzheimer’s disease

When we talk about Alzheimer’s disease, we often talk about the emotional toll it takes on families and those it afflicts. And we should. It’s a cruel disease that takes that which we cherish most—the record of our past and a connection to those we love. We also talk about finding a cure, or at the very least a treatment. Anything to slow down the progression of the disease and give us cause for hope. What we haven’t talked a lot about until recently is the financial cost of Alzheimer’s.

Social Security and early retirement

Spotlight on Finance

Are you considering early retirement? If so, you’re not alone. According to the Social Security Administration (SSA) 2014 Annual Statistical Supplement, nearly 75 percent of Americans elect to receive their Social Security benefits early.1 If you want to retire early, 62 is your magic number. It is the earliest age you can start receiving Social Security retirement benefits. However, there are major drawbacks to early retirement that you should consider. For example, if you start collecting benefits early, your monthly retirement benefit will be permanently reduced. So before you put down the tools of your trade and pick up your first Social Security check, you need to ask yourself some questions.

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Local dentists provide perfect smiles

Dr. Steven Lysenko and Dr. Danielle Lloyd’s dental office, located at 17 Maple Road in Voorheesville, has been committed to serving the Capital District since 1971.

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Three generations of family at Bryant Asset Protection

According to Forbes Magazine, less than one third of family businesses survive the transition from first to third generation ownership. Another 50 percent don’t survive the transition from the second to the third generation. Bryant Asset Protection and Bryant Asset Management have beaten the odds because of the professional and friendly customer service that helps to set them apart from the competition.

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Organize Senior Moves makes downsizing and moving less stressful

Organize Senior Moves is an independently owned, locally-run business that focuses on helping senior citizens who are planning to move out of their home. Whether they are moving to a senior living community, a smaller home or out of the area, Organize Senior Moves is prepared to help make the transition as stress-free as possible.

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Experienced estate planners

Nearly a quarter century into estate planning, elder law

The Herzog Law Firm has been ahead of the curve for the last three decades.

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Carpel Tunnel Syndrome: What you need to know

Carpel tunnel syndrome (CTS) is the most expensive of all work-related injuries. Over his or her lifetime, a carpal tunnel patient pays about $30,000 in medical bills and loses hours of productivity from work absences.

Proactive computer repair

The inspiration behind the name comes from a dream.

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Established in 1853, and growing

Established in 1853, Kinderhook Bank is a growing and locally headquartered community bank that offers competitive products and services with the most current technology available to meet the needs of our customers. Whether it’s the convenience of a branch location, doing your banking online or on your mobile/tablet, they can help you with all your banking needs!

Commercial property owners have many options to consider

Local RealtyUSA agent Richer can help

Commercial development has occupied local headlines recently, a healthy side effect to a recovered national economy and a localized effort to bootstrap urban neighborhoods within the Capital District.

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Bourque Mechanical built from bottom up, now offering geothermal systems

This time of the year, it’s hard to catch local business owner Bryan Bourque not on the move as Capital District residents gear up for the winter months.

Changed jobs? Think 401K

What to do with your 401k when you change jobs?

Circle of Friends special to kids

Not every nursery school is equipped to handle special-needs children. Circle of Friends is one school that does, and loves to do so.

Disposal company savors customers

Robert Wright Disposal continues 60-year-old family legacy with good customer service.