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SPOTLIGHT ON BUSINESS: A bank offering a hometown feel

National Bank of Coxsackie opened Glenmont site last summer

The National Bank of Coxsackie is your community bank.

SPOTLIGHT ON BUSINESS: Lower Your Property Taxes

Get help from Wemett & Hall, LLC in Albany

They say that the only sure things in life are death and taxes. Managing partner Nicholas Hall of Wemett & Hall, LLC disagrees. While he says that there is nothing he can do about the former, there is often something that his firm can do to help homeowners with the latter.

SPOTLIGHT ON BUSINESS: Find your child’s future

Embracing technology at Mater Christi School

Have you noticed that backpacks seem to be getting lighter as students are increasingly using some form of technology as their primary tool? Mater Christi School realizes that even the youngest students are digital citizens.

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SPOTLIGHT ON BUSINESS: Handing kids the world

The Music Studio provides more than music

Do “tee-tee” and “ta-ah” and “great big whole note” ring a bell for you? Can you clap out “Happy Birthday” in quarter and eighth notes? Are you strangely calm when all eyes of a crowd focus on you?

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SPOTLIGHT ON BUSINESS: Keeping community fit

It’s been a great first year returning to the health club business in Bethlehem.

SPOTLIGHT ON BUSINESS: No worries at Avila

When discussing the atmosphere of Ávila Retirement Community, Geri Curtin recalled how many of her residents likened the facility to a luxury cruise.

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SPOTLIGHT ON BUSINESS: All family at Roma Foods

For nearly 70 years, many area residents have relied on the consistent quality of one family-owned business to provide top-notch products without top-tier prices.

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Asset protection is an important part of wealth management planning

Spotlight on Finance

There's a popular piece of advice offered to many new business owners. Hire the best lawyer you can, because if you're successful, you're going to need one. It is advice often offered half-heartedly—in jest—or received with cynicism. But there is wisdom in it. As your business grows, it becomes subject to more opportunities and more risks, and a skilled lawyer can help you navigate both.

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SPOTLIGHT ON BUSINESS: Family is longest lasting asset

Three generations of family at Bryant Asset Protection

According to Forbes Magazine, less than one third of family businesses survive the transition from first to third generation ownership. Another 50% don’t survive the transition from the second to the third generation. Bryant Asset Protection and Bryant Asset Management have beaten the odds because of the professional and friendly customer service that helps to set them apart from the competition.

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SPOTLIGHT ON BUSINESS: We Can Help Our Neighbors

Catholic Charities tackles hunger issue through food pantries

If a neighbor came to you and asked for a small favor, you’d likely be inclined to say “yes.”

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SPOTLIGHT ON BUSINESS: A new alternative to the ordinary

The Spinney at Van Dyke offers empty nesters unique living spaces

The idea that an adult living complex has to be a big, multi-level apartment building is being turned on its ear.

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Seven Golden Rules of Personal Finance

Spotlight on Finance

When talking about personal finances, it’s easy to get lost in the broadness of the term. For starters, it covers everything from how we budget to how we spend, borrow, save, invest and earn. In addition, it often carries the connotation of being a day-to-day thing. But if we take a step back and really take a close look at why personal finances matter, the focus becomes very clear. How we manage our personal finances matters because it is what allows us to build wealth

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Why and how you should use your credit card for holiday spending

Spotlight on Finance

: According to the National Retail Federation’s Holiday Consumer Spending Survey, the average person celebrating Christmas, Kwanzaa and/or Hanukkah will spend $804.42 in 2014. Many of us will at least partially use credit cards for these purchases. This article provides readers with an overview of how credit cards, if used responsibly, can be help people earn valuable rewards and better manage their holiday spending. It also provides readers with tips on how to make their online shopping experience more secure.

How to survive a financial fright-fest

Spotlight on Finance

As children, we feared the unknown. Shadowy tree branches on our walls were the beckoning, spindly fingers of witches. The settling of the house was the groan of monsters. And the wind hissing through the cracks of poorly insulated windows was the shriek of tortured souls—which surely, alone in our rooms, was a fate we could not escape

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Being a good board member is about more than volunteering

Spotlight on Finance

The late Maya Angelou once said: “To make a difference is not a matter of accident, a matter of casual occurrence of the tides. People choose to make a difference.” This rings true for all volunteers. Throughout America, the communities in which we live, work and play are better because so many give so selflessly of themselves. They choose to make a difference, and what they do is not nearly as important as the fact that they are simply doing something—something of substance that fills a need. Volunteering to serve on a nonprofit board is a little different. Effective board service is about much more than filling a seat at the table and attaching your name to a cause.